Totten Insurance Group Inc.
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Builder's Risk
RESIDENTIAL
"Build-All"
Stand Alone Dwellings

Values $100,000 to $10,000,000 plus
Owner or Contractor built
Protected, semi or unprotected risks
Principal or seasonal residence
Minimum deductible $1,000
No inspection fee

Homebuilding Contractors

Up to 15 homes built per year
Certificate basis on master policy
Liability questionnaire pre-qualifies each contractor
Minimum deductible $1,000
No inspection fee

Homebuilding Contractors

Up to 50 homes built per year
Own master policy for each contractor
Certificate on each individual dwelling
Pre-approved rates and terms on each policy
Must have been in business 5 years to qualify
Cap limit on each subdivision
Minimum deductible $5,000 - no inspection fee
Underwritten by Kelly McLean


COMMERCIAL
Stand Alone Projects

Values from $250,000 to in excess of $30,000,000 quoted
Written 100% or as subscriber with domestic markets
Limits up to $250,000
Broad or Comprehensive forms including Flood and Earthquake

Blanket Commercial

Contractors under $5mm annual receipts
Blanket limit per building
Pre-approved rates and terms to apply to all projects
No townhouse or condo complexes
Non-combustible buildings under 5 stories
Underwritten by Rick Davis and Laura Moses


Professional Liability E & O

Data processing & entry System Installation
Custom software development Web page development
Commercial on-line serviceInternet Service Provider

In some cases we can also provide CGL cover.
ONE POLICY - ONE PREMIUM

Miscellaneous E & O - The fastest growing area of E&O includes Adjusters, Consulting Firms, Personnel Agencies, Architects, Engineers, Home Inspectors and much much more.
Medical Malpractice- Medical Professionals, individuals, firms and associations, hospitals, clinics, fringe and alternative practioners.
Media Coverage- Targeting publishing and broadcast firms - providing protection against errors and omissions can be extended to cover against Libel, Slander, Invasion of Privacy and other specified torts.

Underwritten by Carol Gawrylash

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Hole in One

Quick turn around service
Competitive pricing and commission
Limits up to $250,000
Terms and conditions available on request
Underwritten by Mary Goodbrand
Application available online


Additional Capacity Facility

We will complete subscriptions on regular property accounts
Broker must have 50% placed in their office with standard markets
We will write following form on most lead company’s wordings
Submit full account details and lead company’s wordings for confirmation
Special Risk Property
- Most classes of hard to place property
- In house binding for limits up to $1,500,000
- Additional capacity available within 72 hours, up to $5,000,000
- Premises liability available with property account for $2,000,000 limit
Builders Risk/C.O.C.
- Commercial and Industrial buildings
- Application available online
- Residential
- Individual Stand Alone
- Blanket basis, minimum premium $15,000
- Application available online
- Broad Form
All Additional Capacity Facility is underwritten by Rick Davis


Rent Ezee

Available on Rented Dwellings up to 4 units (student rentals allowed up to 4 students per unit)
Named Perils Form, Replacement cost on Building
Extensions of coverage include 10% for Detached Private Structures
Sewer Backup, Vandalism by Tenants, Owner's Contents (on premises) and By-Laws available
Competitive pricing
Underwritten in our Personal Lines Department
Application available online


Media Tech

Available for a variety of I.T related risks
Claims made policy form
Various limit and deductible options available
Note: while web hosting and design are not available under this product, we have a market who will entertain that type of risk
Underwritten in our Professional Liability Department
Application available online

 
 
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