Totten Group’s Miscellaneous E&O programs offer the flexibility to tailor errors and omissions coverage for a wide variety of service businesses, technology firms and not-for-profit organizations. The program is written through a variety of Insurance companies.
The following is a partial list of business classes currently written under Totten Group’s Miscellaneous E&O Program. This list is not all-inclusive, as many policies are written for unique, one-of-a-kind E&O exposures. 
Coverages
- Coverage for a wide variety of professional
classes
- Definition of professional services
tailored to each risk
- Coverage for personal injury exposures
- Extended reporting periood of up to
5 years at specified rates
- Subsidiary coverage (including newly
created or acquired entities)
- User-friendly claims made form
- Up to $10,000,000 policy limit capacity, primary or excess
- $2,500 minimum premium for a limit of $1,000,000
- $2,500 minimum deductible
- Worldwide coverage for claims brought in the U.S., it’s territories and possessions, Puerto Rico and Canada
Optional Coverages
- Split limits for each wrongful act/total
limit of insurance
- Contingent BI/PD
- Prior acts coverage
- Copyright infringement
- Trademark infringement
- Claims expense outside the limit
