Restoration and Remediation Contractors

A complete package policy designed to provide specialized coverages for contractors involved in:

  • Fire and Water Loss Restoration
  • Clean-up for Flood and Other Disasters
  • Waste Clean-up and Graffiti Removal
  • Remediation and Removal of: 
    • Mould
    • Asbestos
    • Lead
    • Radon
    • Oil Spills
    • Many Other Contaminants

The insurance package includes Commercial General Liability (CGL) and Contractors Pollution Liability (CPL) with Umbrella Liability and Property coverages also available. (CPL can be purchased as a stand-alone coverage.)

Coverages:  

Contractors Pollution Liability (CPL)

  • Limits up to $5,000,000

Includes:

  • NEW: Non-Owned Disposal Site Coverage
  • Gradual and Sudden Pollution Events Coverage
  • Broad Form Pollution Conditions - Asbestos, Lead, Oil,  and DDT Coverage (Plus Many Other Contaminants Covered)
  • Environmental Damage, Property Damage and Bodily Injury Coverage
  • Restoration Costs included in Clean-up Costs
  • Coverage for Civil fines, Penalties and Assessments
  • Coverage for Costs Assessed Against the Insured in a Legal Proceeding
  • Project Supervision Coverage (aka Sub-contractors Contingency Coverage)
  • Coverage for Transportation Exposures.
  • CPL AVAILABLE STAND-ALONE!   

Commercial General Liability

Limits up to $10,000,000

Including:

  • Contractors E&O: $250,000 Limits Included
  • Faulty Workmanship: $25,000 Limits Included
  • Other CGL Extensions such as Tenants Legal Liability, Medical Expenses, Non-owned Auto, Physical Damage to Hired Vehicles, and Personal and Advertising Injury Liability

Also Available

  • Umbrella and Excess Liability Coverage
  • E&O Coverage for Environmental Testing and Consulting

Premiums starting at $3,500 for the combined CPL and CGL

For new submissions, please contact us toll-free at 1-888-868-8367, or email casualty@tottengroup.com.