Totten Insurance Group has been the leading MGA providing Snow Removal Contractors competitive solutions and coverage options since 2002.
With enhanced in-house capacity, we can now offer an exclusive national (excluding Quebec) snow removal program covering Property and
Casualty.
Appetite:
- Commercial and Residential Snow removal.
- Five years of continuous snow removal operations
- Auxiliary operations including landscape/hardscape.
- Revenues of $200,000 minimum – sum of all operations.
Important Criteria:
- Loss mitigation practices.
- Detailed list of all snow clearing/winter maintenance locations and clients.
- Copies of logbooks or print out from snow removal management software/GPS data.
- Copies of contracts used during the snow removal/winter maintenance operations.
- Carrier issued loss history.
Coverage Highlights/Limits:
- Commercial General Liability occurrence form and wordings. Products and Completed Operations.
- $2,000,000 up to $10,000,000 in overall occurrence limits. Higher limits can be considered.
- $10,000 Bodily Injury deductible minimum and $5,000 deductible for other operations.
- Non-Owned Automobile included up to occurrence limit.
• Sudden and Accidental Pollution up to $2,000,000.
- No change to TLL, SEF 94, and Medical Payments – keep as is.
- Blanket Additional Insured
Totten’s Edge:
- In house Totten exclusive snow removal capacity
- Underwriting expertise -Totten has consistently provided competitive solutions for snow removal contractors
- All provinces (except Quebec)
- High service levels from Totten Underwriters
For new submissions please contact us toll-free at 1-888-868-8367, or email triage@tottengroup.com.