Totten Insurance Group offers a Liability and Property package designed for  more difficult Contractor classes. Available across Canada, a tailor-made program may include Errors & Omissions, Failure to Perform, Faulty Workmanship and Sudden & Accidental Pollution as advantages. The advantage package also includes a Broad Form Property component with Crime, Contractors Equipment, Tools and Installation Floater all included at one low premium. Increased limits may be arranged on all coverages. Covered Contractors include, but are not limited to:

  • Blasting Contractors
  • Demolition Contractors
  • Roofing Contractors (cold and hot operations)
  • Scaffolding Contractors
  • Welding Contractors


Property - Broad Form, Replacement Cost, including Sewer Back-up, Flood and Earthquake.

Limits up to $5,000,000

Business Income

Crime - Broad Form Money & Securities

Commercial General Liability (Occurrence Form) 

  • Limits up to $25,000,000 Including:
  • $1,000,000 in Sudden & Accidental Pollution Coverage
  • $250,000 in E&O included (may be increased up to $1,000,000)
  • $25,000 in Faulty Workmanship included

Able to write Excess & Umbrella coverage over both CGL and Remediation if required - limits up to $25,000,000.

For new submissions, please contact us toll-free at 1-888-868-8367, or email triage@tottengroup.com.