Totten Insurance Group provides Course of Construction insurance for a wide range of Canadian projects including:
- Industrial
- Civil (including Roads, Bridges, Tunnels, Highways, Dams, Sewers & Water Mains)
- Commercial
- Government (Schools, Hospitals, Public/Private JVs)
- Utilities
- Power
- Mining
- Pipelines
- Hotels, Residential and Condos.
We have capacity to write up to $100 million+ on either Quota Share or a primary and excess basis. Totten's facility is backed by financially A+ rated (AM Best) insurers.
Our standard Course of Construction forms includes the following features:
- Full Limits for Flood and Earthquake
- Replacement Cost Basis of Settlement
- Margin of Profit for Contractors
- Escalation Clause up to 10%
- Soft Cost
- Delay in Start-Up
- Testing and Commissioning Endorsements
Includes Sub-limits For:
- Temporary Structures
- Transit
- Extra and Expediting Expenses
- Off-site Installations and Expenses
- By-laws
- Valuable Papers
- Accounts Receivable
- Off-premises Power
- Professional Fees
- Ingress/Egress
- Civil Authorities
- Fire Fighting Expense
- Debris Removal
- Permission for Repairs
- 60-Day Notice of Cancellation
- Offsite Storage Sub-limit
- Permission for Occupancy
- Severability of Interest
- Deletion of Frost and Freezing Exclusion (if necessary)
- Boiler and Machinery Coverage (not involving production machinery)
For new submissions please contact us toll-free at 1-888-868-8367 or email us at triage@tottengroup.com.