Contractors and Premises Environmental Insurance

Totten provides the technical underwriting expertise to provide you the environmental insurance solutions for an assortment contracting operations, project specific construction, and premises. 

Products Highlights

A variety of products  are available:

  • Contractors Pollution Liability
  • Environmental Impairment Liability
  • Project Specific Environmental Insurance

A variety of coverage features available:

  • Multi-year policies
  • Insurance packages including CGL, Umbrella/XS, Property and Legal Expenses Coverage
  • Non-Owned Disposal Site Coverage Extensions
  • E&O Coverage
  • Gradual and Sudden and Accidental Insurance Coverage
  • Environmental Damage and Restoration Cost coverage
  • First Party- Clean-up Costs Coverage
  • Emergency Response Cost
  • Incidental Transportation Exclusion (DIC)

Industry coverage available: 

  • Agriculture, Industrial and Manufacturing Facilities
  • Asbestos/Lead Abatement Design Removal
  • Commercial Property Owners
  • Redevelopment
  • Real Estate Trusts
  • Consultants or Engineers
  • Contractors including Remediation Drilling  and Utilities Contractors
  • Emergency Response
  • Hospitals and Medical Facilities
  • Schools and Universities
  • Laboratories
  • Industrial Hygiene
  • Landfills
  • Utilities
  • Lending Institutions
  • Storage Tank Installation/Removal
  • Waste Treatment, Storage and Disposal


  • Policies are written on a claims made or occurrence basis, dependent upon exposures and coverage required
  • Optional extended reporting periods
  • Limits up to $50mm available in most instances
  • Deductibles vary dependent on class of coverage required

For new submissions, please contact us toll-free at 1-888-868-8367, or email