Homeowners (Special Risk)

SPECIAL RISK HOMEOWNERS 

Home Protect Program

  • Three products providing a homeowners form for special risk situations such as claims, housekeeping, location, physical condition, etc.

Home Protect 1

  • Broad form building and contents
  • Replacement cost on contents included with other extensions

Home Protect 2

  • Named perils building and contents
  • Replacement cost on contents included with other extensions

Home Protect 3

  • Named perils building and contents
  • Limited extensions - exclusions and limitations can be underwritten into form

Seasonal/Secondary Homeowners

  • Coverage for standalone cottages, chalets, and acreage that may be used on a seasonal or secondary basis, including U.S./foreign ownership

Homeowners with Students

  • Broad form/replacement costs with other extensions

Tenants Package

Condos

For new submissions, please contact us toll-free at 1-888-868-8367, or email  personallines@tottengroup.com