Totten Insurance Group's Vacant Properties program covers commercial and residential risks for properties that are uninhabited (not occupied and no contents) or unoccupied (not in use but housing some contents).
- Named perils excluding M.D.
- Named perils including M.D.
- Broad form (available for selected risks)
- Property - $10,000,000 in-house
- CGL (usually restricted to Premises Liability) - $5,000,000 in-house
- Policy can be written for 3, 6 or 12 months (selected risks only)
For new commercial submissions, please contact us toll-free at 1-888-868-8367, or email
For new residential submissions, please contact us toll-free at 1-888-868-8367, or email