Developed to address the financial and reputational damage that sexual misconduct and molestation allegations create, this policy offers the following features:
- Coverage for executive officers, directors,
trustees, employees, coaches, counsellors,
clergy and volunteers
- Coverage includes negligent hiring, employment,
investigation, supervision, training or retention of,
or failure to report to proper authorities
employees who commit acts of sexual misconduct
or molestation
- Coverage for insured events occurring anywhere
in the world
- Duty to defend policy
Additional key benefits include the following:
- Early loss mitigation by leading experts in the field,
assisting from the first day of notice of a claim
- Tailored risk management to suit the specific
requirements of each policyholder
- Access to our network of expert counsel available
for the handling of all claims
Furthermore, insureds are entitled to free access
to a web-based risk management
tool offering:
- Employee and volunteer training on preventing
and reporting sexual misconduct and molestation
- Articles and databases on a wide variety of
sexual misconduct and molestation issues
- Best practices advice provided by our
expert counsel
Targeting
- Religious institutions/organisations including
churches, parishes and archdioceses
- Educational institutions
- Healthcare organisations
- Social services
- Leisure services including camps, recreation
centres and outdoor activity companies
Limits
Up to $5,000,000 available as a primary or
excess placement. Tail policies also considered
