CANADIAN BROKERS 
Is your client expanding into the United States and/or the Global marketplace?
Does your new prospect presently do business across borders or globally?
CROSS BORDER UNDERWRITING SERVICES
A unit within Totten Insurance Group's Commercial Division, providing the Independent Insurance Brokers of Canada the ability to offer and service their clients with Cross Border Coverage.
Our staff specializes in a unique segment of commercial business including the following types of coverage:
* Products Liability
* International Property Risks
* U.S. Workers Compensation
MARKETS:
* ACE-INA Insurance
* Chubb Insurance Company of Canada
* CNA Canada
* Liberty International Underwriters
* Travelers
* Zurich Insurance Company of Canada
US BROKERS & AGENTS 
Countersignature services when Canadian locations
are added to US issued master policies
- facilities are available to bill the Canadian office of
your client so they avoid having to pay Excise Taxes in
Canada - which may be up to 60% of the premium
- provincial taxes and certificates of insurance dealt
with by our licensed, local offices
Exposures for Canadian clients in foreign countries
– especially the USA
These facilities allow your office the opportunity to provide
full services and protection to their clients, no matter
where the risk is located, and prevent competitors from
writing portions of your accounts. In this manner, you provide
proper protection for the business your client carries on
in foreign markets, all with major insurance carriers licensed
and regulated in these territories. 
