Directors & Officers Liability

Totten Insurance Group offers innovative and specialized D&O products designed to meet the needs of directors & officers from start-up companies to large private and public organizations.

We have a wide variety of markets that we represent to bring the best and broadest coverage to suit the risk.

  • Premiums as low as $500
  • Retention as low as $0
  • No minimum retained premium in the event of cancellation

Non Profit organizations 

  • Charitable organizations: food banks, animal shelters, crisis centres, halfway houses, Meals on Wheels, boys club/girls club, thrift stores, literacy programs, counseling centers, hospice
  • Foundations
  • Unions
  • Native bands
  • Mutual benefit: trade associations, social associations, membership associations
  • Mutual community associations: homeowners associations (HOA), condo and timeshare associations, property owners associations
  • Schools: head start programs, adult vocational and job training programs, preschools, seminaries,
  • Universities including student associations
  • Libraries
  • Museums
  • Religious organizations such as churches, congregations, synagogues, mosques & temples
  • Non-profit organizations of all types  


  • Emerging technology companies
  • Commercial companies (manufacturing, retail, etc.)
  • Start-ups
  • Biotechnology/pharmaceuticals
  • Life sciences
  • Food and beverage
  • Governments/public administration
  • Green/alternative energy
  • Healthcare providers
  • Homebuilders
  • Hotel/gaming
  • Industrial services
  • Internet service providers
  • Co-operatives 
  • Medical supplies
  • Mining - metals
  • RE managers


  • TSX & TSXV traded companies
  • Companies in the process of going public (IPO)


  • Excess placements for higher private and public traded companies
  • Both follow form and stand alone


  • Up to $10,000,000 primary
  • Up to $25,000,000 excess

 For new submissions, please contact us toll-free at 1-888-868-8367, or email