Home Inspectors

Home inspectors require coverage from claims arising from allegations of wrongful acts or errors and omissions. We'll help you find the right policy at the right cost.

COVERAGE HIGHLIGHTS 

E&O:

  • Claims made coverage
  • Includes agent/broker referral coverage
  • Excludes mold testing (unless endorsement is purchased)
  • Coverage can include radon testing, WETT inspections, WDI/WDO, and energuide services
  • Includes the entity (if named in conjunction with an employed/insured inspector)
  • One year extended reporting period at 100% of the expiring premium for the first year

CGL:

  • No BI deductible
  • Personal injury and advertising injury
  • Occurrence property damage
  • Products/completed operations
  • Cross liability   
  • Contingent employers liability
  • Worldwide coverage
  • Includes the entity (if named in conjunction with an employed/insured inspector)
  • Includes agent/broker referral coverage

*Fully-completed application required for quotation

For new submissions, please contact us toll-free at 1-888-868-8367, or email professionalliability@tottengroup.com.