Long-Term Care

Totten Insurance Group offers an insurance product specifically designed to meet the needs of Adult Day Care Centres, Assisted Living Facilities, Hospices, Independent Living Facilities and other long-term care (LTC) providers throughout Canada. Our long-term care product is suitable for most individuals and businesses operating in the LTC environment, other than Skilled Nursing Facilities.

Coverages available include, but are not limited to: 

  • Professional liability
  • Medical practitioner liability
  • Sexual misconduct and physical abuse liability
  • Contractual liability
  • Commercial general liability
  • Employee benefits liability
  • Tenants' liability
  • Non-owned and hired automobile liability
  • Commercial property & business interruption
  • Computer virus and hacking attack liability
  • Loss mitigation costs
  • Medical expenses cover
  • Court attendance costs
  • Brand protection cover
  • Indemnity to mortgagees, landlords or lessors of leased equipment


  • Limits of liability available up to $5,000,000 for each claim 

A fully completed application is required for quotation.

For new submissions, please contact us toll-free at 1-888-868-8367, or email triage@tottengroup.com.