Spa Package

Huge popularity growth in spa services and business outlets underscores the needs for the right coverage. In this competitive retail market, only the well-prepared make the cut.

A package for Spa services including Beauty and Aesthetics may include, but is not limited to:

  • Body Wraps/Exfoliation
  • Microdermabrasion
  • Electrolysis
  • Paraffin Treatments
  • Facials (Including Peels)
  • Pedicures
  • Hairdressing (Including Dyes)
  • Permanent Make-Up
  • Laser Hair Removal 
  • Pigment Lightening
  • Light Touch Therapy
  • Reflexology
  • Manicures
  • Shitatsu/Stone Massage
  • Massages
  • Waxing/Threading
  • Tanning 

Coverage

  • Property - Broad Form, Replacement Cost including Sewer Back-up, Flood and Earthquake
  • Limits up to $5,000,000
  • Business Income
  • Crime - Broad Form Money & Securities
  • Limits up to $10,000
  • CGL
  • Limits up to $2,000,000 including Personal Injury Medical Payments and Tenants Legal Liability
  • Medical Malpractice
  • Limits up to $2,000,000 (claims made form)
  • Equipment Breakdown Available

Underwriting Considerations 

  • Minimum Premium -  $1,500
  • Favorable Loss History
  • Incidental Liquor Service is Acceptable

A fully completed application is required for quotation

For new submissions, please contact us toll-free at 1-888-868-8367, or email professionalliability@tottengroup.com.