Employment practices liability (EPL) is employment-related liability, generally established by Canadian law, which gives rise to legal liability. It refers to liability stemming most often from discrimination in the workplace, sexual harassment and other employment-related conduct.
EPL claims are usually brought against employers or fellow employees, usually by other employee(s) and are related to conduct, policies or conditions, such as:
- Failure to Hire
- Wrongful Dismissal
- Failure to Advance/Promote
- Compensation Discrimination
- Hostile Work Environment
We focus on internal risk management in order to prevent claims. We are able to provide sample employer HR handbooks, information (dos and don'ts) and a legal hotline for intervention as early as possible in the process.
Product Highlights
Industry leading broad "All Risk" coverage for violation of any federal, provincial or local human right, as well as anti-discrimination of fair employment practices law.
"Wrongful Employment Practice" includes, but is not limited to:
- Workplace Harassment
- Retaliation
- Failure to Promote
- Demotion
- Invasion of Privacy
- Defamation
- Wrongful Termination (Includes Constructive Discharge).
Coverage & Limits
- "Pay on Behalf" Form
- Punitive Damages (Included Up to Policy Limits)
- Vicarious Liability for "All Intentional Acts"
- All Employees Including Seasonal, Temporary, Volunteers and Independent Contractors Covered
- Defense Outside the Limit
- Third-Party Discrimination
A fully complete application is required for quotation.
For new submissions, please contact us toll-free at 1-888-868-8367, or email triage@tottengroup.com.